Pricing

Bank Withdrawals at True Cost

Merchants are often terrified of getting their money trapped in a crypto ecosystem, or getting gouged by hidden exchange rates when cashing out.

With Get USDB, we do not make a penny when you cash out to your bank. We pass our gateway partner’s direct costs straight to you with zero markup, and we guarantee a true 1:1 conversion rate (1 USDB = $1 USD).

See the Math

We believe in showing our work. Here is exactly what happens to your money during a standard sale and a standard bank withdrawal.

Example 1: A Standard Sale

Imagine a customer buys a $10.00 item from your store and pays using USDC on a low-cost network like Polygon or Base.

• Customer Pays: 10.00 USDC
• Processing Fee (1%): -$0.10
• You Receive: $9.90 directly into your Get USDB wallet.

Example 2: Cashing Out to Your Bank

Imagine you have accumulated $500.00 in your wallet from today’s sales and want to deposit it into your traditional business bank account.

• Using Standard ACH: You pay a strict $0.25 fee. Your bank account receives $499.75 in 1 to 3 days.
• Using FedNow (Instant): You pay a strict $2.00 fee. Your bank account receives $498.00 in under a minute.

How Can We Afford This?

If we give you free point-of-sale software, charge zero monthly fees, and pass bank transfers to you at our own cost, how do we stay in business?

Traditional credit card processors charge high fees (usually around 3% plus a flat fee) because they have massive corporate overhead, legacy hardware to maintain, and a long chain of middlemen who all take a cut. We operate on a lightweight, decentralized network that eliminates the middlemen entirely.

But our true business model is built into the money itself.

The Yield Subsidization Model: When you hold funds in your Get USDB wallet, the underlying stablecoins generate a baseline network yield. You forfeit that background yield to us.

In exchange for that background yield, we provide you with a world-class payment platform, zero-markup bank transfers, and industry-low 1% processing fees. We don’t need to nickel-and-dime you on transactions because our success is tied directly to the overall volume and health of the network. When your business grows, we both win.